Founded in Hartford, Connecticut in 1850 as a life insurance company, Aetna has a history of providing insurance support and addressing health care disparities. CVS Health Corporation owns Aetna, a company that serves over 39 million people in the United States and around the world.
Among the services they offer are medical, dental, pharmacy, Medicare, Medicaid, and behavioral health. Among the healthcare professionals in their network are general practitioners and hospitals.
Our Thoughts on Aetna Medicare Supplement
Aetna’s Medigap policies are an affordable choice for those looking for a Medigap policy to fill in coverage gaps in Original Medicare plans. Compared to other companies that offer Supplement policies, the company has a lower complaint rating.
In terms of cost and customer service, Aetna is one of our favorite Medigap plans, and you should consider it when you shop for coverage. The only exception to this is Medigap plans C, D, K, L, and M. These policies are not available through Aetna.
Aetna Medicare Supplement plans typically include the following features:
- All plans are protected for 12 months from rate hikes
- Select areas nationwide offer discounts for household members or spouses
- 30-day free look period
Furthermore, Aetna excels at paying claims and providing coverage for Medigap plans. As a result, the company consistently earns high ratings in Medicare customer satisfaction.
Plans Offered by Aetna and their Costs in Urbana, Illinois
Aetna offers a few Medicare Supplement plans. When looking at the market as a whole, the company’s prices are extremely competitive even though it does not have all Medigap policies. Across the nation and among different companies, supplement plans cover standardized benefits. Medicare Supplement Plan A from Aetna, for example, will cover the same services as Plan A from AARP/UnitedHealthcare. Below are the plans’ benefits:
Aetna Medicare Supplement Plan F in Urbana
Aetna Medicare Supplements’ Medigap Plan F has the most enrollees in the nation. Even though this plan covers all out-of-pocket expenses after Medicare Part A and Part B, its monthly premiums can be high.
In the United States, the average monthly premium for Aetna Medigap Plan F is $308. Nevertheless, premium prices vary widely depending on age, gender, location, and tobacco use.
Aetna offers a High Deductible Plan F to Medicare beneficiaries at a lower monthly premium rate if Medigap Plan F is too expensive for your budget.
Aetna Medicare Supplement Plan G in Urbana, IL
In recent years, Medicare Supplement Plan G has become one of the most popular Medigap plans available. With this plan, you can get excellent coverage without breaking the bank. Medigap Plan G covers Medicare Part B deductibles, and then you pay the rest of the deductible.
Most people find that their yearly saving exceeds the Medicare Part B deductible, which means you may be better off with Plan F than with Medicare Part B.
Aetna Medigap Plan G typically costs around $150 per month. However, some plans are cheaper in some areas while others are more expensive. Aetna also offers a Medigap Plan N and High Deductible Plan G if you do not mind paying a lower premium for a lower out-of-pocket expense.
Aetna’s Medicare Supplements offer you high-quality customer service no matter which Medicare plan you choose.
Aetna Medicare Supplement Plan N
Plan N is one of the newest Medicare supplements. Aetna Health and Life Insurance Co offers it some areas (see above) because it helps seniors fill the gaps in their Medicare Part A and Part B benefits in a unique way.
When you purchase a Medicare Plan N policy, the copayment for certain doctor visits will not exceed $20 and the copayment for emergency room care will not exceed $50. The co-pays add up to savings for healthy seniors because their monthly premiums are lower.
Consumer complaints and reviews:
Aetna has significantly better customer reviews than other Medicare Supplement companies. Our customers appreciate how easy our website is to use and navigate, and how we offer features such as online quotes and live chat. Other positive comments about Aetna include:
- A+ rating from the Better Business Bureau
- and an A2 rating from Moody’s Financial
- Financial’s AM Best financial rating
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